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Step 3

How we review a family.

For every family we recommend, we build a single page like the ones below.

Each review opens with four numbers that add up to the annual tuition: the state scholarship the family receives (about $7,500 per child), what the family pays, and what the fund covers, capped at $5,000 a child. They show at a glance that the cost is shared and the fund adds only a small, capped slice. Families also give volunteer hours, the partnership behind every award.

Illustrative examples

The three families below are illustrative composites, built on real 2026-27 tuition. They are not real Pardes families, but the arithmetic is real.

Family A

Tier 1, clear need · 2 children, grades 2 and 5 · 4 years enrolled

Annual tuition

$44,500

State scholarship

$15,000

Family pays

$19,500

Fund covers

$10,000

What the report shows

Household
4 (one parent)
Reported income
$37,400
Calculated contribution
$1,800
Assets
$1,200, renting

What the form misses

Nothing is hidden here. One parent, one modest income, carrying a family alone and unable to cover full tuition for two children. On file: tax return, W-2, pay stubs.

A mother raising three children on her own, who still brings her two youngest through the doors herself every morning, because their place here is the one thing she will not give up.

Family B

Tier 2, need the form understates · 3 children, grades 1, 4, 7 · 6 years enrolled

Annual tuition

$69,450

State scholarship

$22,500

Family pays

$31,950

Fund covers

$15,000

What the report shows

Household
6 (two parents)
Reported income
$112,000 (prior year)
Calculated contribution
$14,500
Assets
Home equity, business (illiquid)

What the form misses

That $112,000 is last year's number. The father's business lost its largest account in the fall, and bank deposits are down about 60 percent since. On paper they look fine. In their account, they are not. On file: profit-and-loss and bank statements.

For six years this family paid full tuition without a word. Exactly the family a fund like this exists for: not one that was always struggling, but one that gave when it could and now needs the community to hold it for a season.

Family C

Tier 2, need the form understates · 2 children, grades 3 and 6 · 5 years enrolled

Annual tuition

$48,750

State scholarship

$15,000

Family pays

$23,750

Fund covers

$10,000

What the report shows

Household
5 (two parents)
Reported income
$74,000 (prior year)
Calculated contribution
$9,200
Assets
Modest

What the form misses

A child's medical diagnosis in January. One parent cut to part time for treatment, so the second income is gone and out-of-pocket costs top $11,000. On file: reduced-hours documentation and a medical-cost summary.

This family was doing fine until a January none of us saw coming. Through all of it they kept their children in their seats, because school is the part of their lives that has stayed normal and whole.
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